Retirement
401(k) vs. IRA vs. Roth IRA: How the Main Retirement Accounts Compare
The 401(k), traditional IRA and Roth IRA all offer tax breaks for retirement saving, but they differ on who can open them, when the tax benefit arrives, how much you can put in and how flexible withdrawals are. This guide lays out the rules side by side and explains the trade-offs between pre-tax and Roth saving.